1. Privately paying for long-term care means paying for care out of your own income, investments, savings and assets.
2. Long-term care insurance will pay for in-home care, assisted living, and nursing home care. This is the most appropriate and needed form of insurance protection available to us today. Long-term care insurance should be termed “lifestyle” insurance (it’s NOT nursing home insurance!). If your vision of your later years includes sitting at home in your own recliner, with your own remote control, watching your own TV….well, you should be planning for that future with long-term care insurance.
My name is Ron Hagberg. I own the Visiting Angels Home Care office that serves the Minneapolis/St. Paul area. This is our new business blog, and we are very excited to be able to educate out local community on elder care and senior service tips and issues.
Here’s a little about us:
At Visiting Angels, character matters! We have over 150 caregivers on staff and continually recruit compassionate and experienced caregivers, most of whom are Home Health Aides or Certified Nursing Assistants. All go through a rigid and thorough screening process that requires at least six references, nation-wide county-by-county criminal background and motor vehicle records checks, and research-based personality and competency assessments. An applicant must also have at least one year of experience working with the elderly. Our goal is to hire only the cream of the crop of caregivers.
